Business Insurance

Warning Signs of Workers Compensation Fraud

construction insurance

Employee or claimant fraud accounts for about 20 percent of all workers compensation claims paid.* Protect your company from costly claims by recognizing the following signs of insurance fraud:

  • There is no witnesses of the accident or it happened outside normal working hours.
  • It is difficult or impossible to reach the employee.
  • The accident wasn’t reported until days after it happened.
  • The employee changes his or her story about the accident.
  • The employee shows no interest in returning to work even when accommodations to the injury are made.
  • The employee frequently changes physicians.
  •  The employee has a past history of workers compensation claims.


Keep Your Employees Safe & Premiums Low

By Improving safety procedures, you can reduce risks, prevent accidents, and keep your insurance premiums low. Here are some steps you can take:

  • Identify safety risks specific to your type of business, and conduct a hazard assessment to identify areas needing improvement.
  • Educate employees on maintaining an orderly job site.
  • Integrate ergonomics into company safety and health programs.
  • Implement a safety incentive program to reinforce safe work practices.
  • Give safety programs priority with other cost reduction, productivity, and quality efforts. Expect full cooperation from your workforce.

Leavitt Group—national strength, local trust. Leavitt Group is the 14th largest independently held insurance brokerage in the United States. We pride ourselves on our experience and ability to help our clients succeed. Contact an agency near you