Employee or claimant fraud accounts for about 20 percent of all workers compensation claims paid.* Protect your company from costly claims by recognizing the following signs of insurance fraud:
- There is no witnesses of the accident or it happened outside normal working hours.
- It is difficult or impossible to reach the employee.
- The accident wasn’t reported until days after it happened.
- The employee changes his or her story about the accident.
- The employee shows no interest in returning to work even when accommodations to the injury are made.
- The employee frequently changes physicians.
- The employee has a past history of workers compensation claims.
Keep Your Employees Safe & Premiums Low
By Improving safety procedures, you can reduce risks, prevent accidents, and keep your insurance premiums low. Here are some steps you can take:
- Identify safety risks specific to your type of business, and conduct a hazard assessment to identify areas needing improvement.
- Educate employees on maintaining an orderly job site.
- Integrate ergonomics into company safety and health programs.
- Implement a safety incentive program to reinforce safe work practices.
- Give safety programs priority with other cost reduction, productivity, and quality efforts. Expect full cooperation from your workforce.