Health Care Reform View All →

IRS Issues Additional Guidance on Cadillac Tax: Notice 2015-52

By   13 hours ago

The IRS issued its second notice (Notice 2015-52) on the Cadillac tax (the 40% excise tax under IRC §4980I). The new guidance, issued July 30, 2015, explains possible approaches the IRS is considering for administering the Cadillac tax

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Employers with 51-100 Employees:  Upcoming ACA Changes in 2016

expanded-100-employees2

By   1 week ago

As of January 1, 2016, the ACA definition of “small” group employer increases from 50 to 100 employees. Renewing early to delay small group rating may be a good strategy for many employers with 51-100 employees, but for certain employers this will NOT be a good strategy. This article discusses various factors an employer should consider.

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ACA Information Reporting: Increased Penalties for Reporting Failures

US Capitol Building

By   2 weeks ago

Penalties were recently increased for information reporting failures under the Affordable Care Act (ACA).   The Trade Preferences Extension Act of 2015 was passed by Congress and on June 29, 2015 , signed by President Obama. The Act has little to do with the ACA, but a minor provision within it increases penalties for failures related […]

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Health Insurance Acronym Reference Guide

healthcare-acronym

By   2 weeks ago

Health insurance is a complex topic, but all of the acronyms and abbreviations make the subject even more difficult. Whether you’re trying to understand the latest developments in health care reform law or trying to make sense of your own health plan documents, you are likely to run into many of these acronyms. We know […]

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ALERT! Self-Funded Plans: PCORI Fees Due by July 31st

alert

By   4 weeks ago

Patient-Centered Outcomes Research Institute (PCORI) fees are due by July 31, 2015 for plan years ending on or after October 1, 2014 and before January 1, 2015.

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Upcoming Deadlines and Reminders for Group Health Plans – 2015 3rd Quarter

calendar-alert

By   4 weeks ago

This is Leavitt’s Quarterly Update of Deadlines and Reminders in the upcoming quarter. This is for third quarter of 2015. June 30: Transition relief under Notice 2015-17 ends for Employer Payment Plans offered by small employers (with fewer than 50 employees). Small employers that continue to pay for employees’ premiums for individual health insurance will be […]

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DOL Proposes Changes to FLSA White Collar Exemption Rule

talking-coworkers

By   4 weeks ago

On June 30, 2015, the DOL proposed a rule to modify the “white collar exemptions” to the overtime and minimum wage protections of the Fair Labor Standards Act (FLSA). The proposed rule would increase the annual salary threshold for the white collar exemption to $47,892 for 2015.

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Individual Out-of-Pocket Maximums must Apply for Family Coverage in 2016

family-wellness

By   1 month ago

Starting with the 2016 plan yea­r the self-only, in-network annual out-of-pocket maximum (OOPM) applies to each individual, even those enrolled in family coverage.  Although the ACA limits on cost-sharing have applied since 2014, before 2016 the maximums applied separately for self-only and “other-than-self-only” (family) coverage.  Recent guidance (since February 2015) from the Departments of HHS, […]

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Publications View All →

Employment Practices Liability Insurance (EPLI)—Could Your Company Be at Risk?

Worker Diversity

By   5 days ago

Every year, millions of lawsuits are filed and the U.S. Equal Employment Opportunity Commission (EEOC) receives tens of thousands of claims by employees and former employees. Many businesses are turning to employment practices liability insurance (EPLI) to help protect themselves from the exposure caused by lawsuits and EEOC claims. This makes sense, since a business is more likely to have an EPLI claim than a general liability or property/casualty claim.

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Inexpensive Ways to Get and Stay Healthy

fitness-running

By   2 weeks ago

Developing and maintaining a healthy lifestyle does not need to involve tightening your budget. Here are some ways to get and stay healthy without breaking the bank:

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Health Insurance Acronym Reference Guide

healthcare-acronym

By   2 weeks ago

Health insurance is a complex topic, but all of the acronyms and abbreviations make the subject even more difficult. Whether you’re trying to understand the latest developments in health care reform law or trying to make sense of your own health plan documents, you are likely to run into many of these acronyms. We know […]

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Fireworks Safety

fireworks

By   1 month ago

Following a few simple safety tips can help you enjoy the season without becoming a statistic.

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Spring Flings: Are You Protected?

facepainting_web

By   1 month ago

There’s a list a mile long of things that could go wrong at any given event, all of which you want to be prepared to handle if they happen at yours.

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Digitizing Your Important Personal Documents

Scanning important personal documents

By   2 months ago

Emergency preparedness experts emphasize the importance of digitizing your important personal documents to help you rebuild your life if the worst occurs. This article contains some valuable advice to help you with your personal disaster recovery plan.

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Health Care Costs: Sustainable?

Billing

By   2 months ago

Is health care and its costs a discussion that we will ever be tired of having? At times, we are tired of hearing about it. Yet we find ourselves wondering what will happen to make it sustainable.

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Home Replacement Cost

Home-Replacement-Cost

By   3 months ago

“Why is my homeowners dwelling coverage so much higher than what I could sell or even build a new home for.”

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Press Releases View All →

Flanigan-Leavitt Insurance Agency Welcomes Nielsen and Shewmaker

Kelley-Kyle-2015

By   1 week ago

Flanigan-Leavitt Insurance Agency is pleased to announce that Kyle Nielsen and Kelley Shewmaker have joined their agency in Reno.

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Donovan Bell Joins Leavitt Group in Montana

Donovan_Bell

By   4 weeks ago

Leavitt Group is pleased to announce that Donovan Bell has joined their Bozeman office focusing on insurance for the hospitality and tourism industry, such as dude ranches, resorts, restaurants, bars, and breweries.

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Mike Vowles to Lead Independent Agent Association in Utah

Mike_Vowles

By   1 month ago

Leavitt Group of Spanish Fork’s managing principal, Mike Vowles, was recently sworn in as the new president of the Utah Association of Independent Insurance Agents (UAIIA) during their annual convention.

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2015 Annual LGAA Conference Award Winners

Westin

By   1 month ago

The 37th Annual LGAA Managers Conference was held this year in Scottsdale, Arizona.

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McDonald-Leavitt Insurance Agency Welcomes Jean Stevens

Jean_Stevens

By   1 month ago

McDonald-Leavitt Insurance Agency is pleased to announce that Jean Stevens has joined their agency as an agent licensed in commercial insurance and employee benefits.

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Leavitt Insurance Agency Welcomes New Benefits Agent

Preston_Guthrie

By   1 month ago

Leavitt Insurance Agency is pleased to announce that Preston Guthrie has joined their St. George office focusing on employee benefits and life insurance. Preston has a strong background in sales and life insurance.

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Jason Ferree Joins Leavitt Group in Montana

jason-ferree

By   2 months ago

Leavitt Group is pleased to announce that Jason Ferree has joined their Missoula agency. He earned his consulting license and specializes in designing custom benefit programs for employers.

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Leavitt Group of Boise Welcomes Briana Giordano

Briana_Giordano

By   2 months ago

Leavitt Group of Boise is pleased to announce Briana Giordano has joined their agency as a new operations specialist.

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Newsletters View All →

Preparing for an Evacuation

wildfire

By   2 days ago

Evacuations are actually more common than we realize. The amount of time you have to prepare before an evacuation depends on the hazard.

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Fire Risk: Are you taking the right steps to protect your business?

fire-alarm_business

By   1 month ago

Each year thousands of nonresidential fires occur, leaving employees injured, businesses interrupted, and billions of dollars in property damage.

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Financial Wellness For Employees

employee-financial-wellness

By   2 months ago

Employee productivity and the ability to function well on the job are significantly affected by stress and worry. This is the case even if the stress and worry are over non-job-related issues. Financial stress has been found to be particularly damaging to employee productivity.

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Kicking Off a Safe Start to Summer

Safe-Summer

By   3 months ago

With the summer season right around the corner, there are a lot of fun activities and projects to look forward to. From yardwork, to backyard barbecues, to a few trips to the lake, a little preparation can go a long way in preventing accident and injury. We’ve put together a few tips to help keep […]

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Preventing Slips, Trips, and Falls in the Workplace

Slips and Falls

By   4 months ago

Slips, trips, and falls in the workplace are a serious matter, yet most can actually be prevented. The results of these incidents can range from minor injuries requiring no medical attention to significant disability and even death.

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Supporting Employees in Achieving Work-Life Balance

employees-2

By   5 months ago

According to the American Psychological Association, workers regularly report work-life balance as the main reason they will stay in a job. As an employer, there are a variety of programs and benefits you can make available to support employees in achieving a healthy work-life balance. Flexible Hours Allowing employees to work flexible schedules is a […]

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After an Automobile Accident

car-accident_3

By   6 months ago

Knowing what to do in a car accident can help reduce injuries, save lives, and ultimately simplify the claims process.

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What You Need to Know About Directors and Officers Insurance

3521403_xxl_web

By   7 months ago

On average, there are 1,285 claims made per year against directors and officers. It is not uncommon for this type of claim to end up costing millions of dollars.  The average overall cost of D&O claims in 2013 was over $51 million. These claims are not limited to large, publicly-owned organizations. Businesses and organizations of […]

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