Health Care Reform View All →

UPDATE: Non-Calendar Year Health Plans Delayed Effective Date Worksheet

delayed

By   1 week ago

Do I qualify for the delayed effective date for the Employer Shared Responsibility Requirements under PPACA? Some, but not all, large employers with non-calendar year plans may start complying with Employer Shared Responsibility provisions the first day of the 2015 plan year (rather than January 1, 2015) if certain conditions are met: The employer must […]

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IRS Releases HSA Limits for 2016

piggy-bank

By   2 weeks ago

On May 4, 2015, the Internal Revenue Service (IRS) released Revenue Procedure 2015-30 to announce the inflation-adjusted limits for health savings accounts (HSAs) for calendar year 2016. The IRS announced the following limits for 2016:

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Tax Credit Notices from Exchanges to Employers

notice-letter

By   2 weeks ago

Some employers may have already received Tax Credit notices from the Exchanges/Health Insurance Marketplaces. These are not the Exchange Notices that employers gave to all employees by October 1, 2013 and that employers continue to give all new-hires within 14 days of hire.

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UPDATE: AFFORDABILITY under the Employer Shared Responsibility Provisions of the ACA

US Capitol Building

By   2 weeks ago

This is an update of Leavitt’s article on: Affordability under the Employer Shared Responsibility provisions of the ACA Click here for the PDF of the updated article: 4-29-15 Affordability Safe Harbor under ESR  

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Affordable Care Act: Tracking Information Overview

capitol_web

By   1 month ago

Affordable Care Act: Tracking Information Overview for Information Reporting provisions & Employer Shared Responsibility provisions There are two separate provisions under the Affordable Care Act (ACA) that require a large employer (at least 50 full-time employees and full-time employee equivalents) to track monthly information about the health benefits they offer: Employer Shared Responsibility  (“Employer Mandate”) Information […]

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EHB Benchmark Plans: HHS Issues Updated List

health and human services

By   2 months ago

HHS (CCIIO) issued a New list – April 8, 2015—of the largest 3 small group insurance products by state

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California SB 128: End-of-Life Option Act

california cal/OSHA

By   2 months ago

California Senate Bill 128 – the End-of-Life Option Act – would allow a terminally ill, mentally competent adult to request a prescription for aid-in-dying medication, which the patient can self-administer when they choose.  An individual has a “terminal illness” if he or she has a medical diagnosis that the illness is expected to result in […]

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Recent Benefits News: January – March 15th

US Capitol Building

By   2 months ago

A summary of guidance issued in January, February and the first half of March 2015 on Health Care Reform and other benefits topics.

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Publications View All →

Home Replacement Cost

Home-Replacement-Cost

By   4 weeks ago

“Why is my homeowners dwelling coverage so much higher than what I could sell or even build a new home for.”

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The Case for Cyber Liability Insurance

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By   2 months ago

Cyber liability insurance (more accurately called information security and privacy liability insurance) is rated based on the amount of information at risk – number and size of records, nature of records, type of business or service provided, and revenue.

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Evolution of the Affordable Care Act

capitol_web

By   3 months ago

The Affordable Care Act, also known as Obamacare, will likely undergo a few changes in the coming year or two. The shape of the law as it evolves is starting to come into focus with Congress now under Republican control. Though some change can be expected, so far it looks like the bulk of the […]

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Heat Illness Changes Approved by Cal-OSHA Standards Board

Sun_Workers_Shade

By   3 months ago

Over the objections of employer groups and applause from labor representatives, the Cal-OSHA Standards Board approved major revisions to the state’s heat illness prevention standard. Executive Officer Marley Hart said the board would request an early effective date for the revisions from the Office of Administrative Law – April 1 instead of July 1. That […]

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Happier Workers, Healthier Workplaces

Happier Workers, Healthier Workplaces

By   3 months ago

Vacation time is critical to the health and well-being of workers. Studies show that vacations and other leisure time create happier workers and decreased depression, promote lower blood pressure and healthy body weights. Taking regular vacations helps boost creativity and recharge the desire to be productive. In spite of this, over 30 percent of Americans don’t use their vacation days each year.

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Dave Ramsey’s Most Popular Money-Saving Tip

Money-Saving Tip

By   3 months ago

Famous for his common-sense financial advice, Dave Ramsey’s message resonates with thrifty Americans. He recently mentioned his “Most Popular Money-Saving Tip” — the single most important piece of information he’s shared with his listeners. And it’s something we’ve been saying for decades.

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How Summer Heat Affects Your Vehicle

Summer Driving

By   3 months ago

Much is said every year about winter driving conditions and how cold weather affects a vehicle’s performance. But summer heat can also wreak havoc on a vehicle and its function. The warm weather, hot roads, extended trips, and dry air combine to create a hostile work environment for your car. Here are a few things to consider as you hit the road during those hot summer months.

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Carbon Monoxide Detectors

Carbon Monoxide Detectors

By   3 months ago

Most people understand the importance of having smoke detectors throughout their house. However, many people haven’t taken the time to buy and install carbon monoxide detectors to protect their family from the odorless, colorless, tasteless killer.

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Press Releases View All →

Archibald Insurance Center Helps Four Paws Pet Adoptions Win Nationwide Contest

paws_web

By   2 days ago

Archibald Insurance Center, a Leavitt Group affiliate, recently helped Four Paws Pet Adoptions win second place in the Safeco Insurance “Make More Happen” spring contest.

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CIA Leavitt Sponsors PALS Field Trip

PALS_Rockies-Game-2015

By   2 weeks ago

CIA Leavitt Insurance Agency recently sponsored a field trip for the PALS Children’s Program of La Puente. The children enjoyed a trip to Denver to see a Colorado Rockies baseball game.

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Stephanie Barnes Joins Leavitt Group of Boise

stephanie-barnes_web

By   3 weeks ago

Leavitt Group of Boise is pleased to announce that Stephanie Barnes has joined the agency as a commercial account manager with 26 years of experience in the industry.

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Freire Earns CIC Designation

Dennis_Freire2

By   3 weeks ago

Dennis Freire, president of LeavittLink Services, Inc., has earned the Certified Insurance Counselor (CIC) designation.

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Bannon Carlson & Kessel Joins Leavitt Group

Bannon

By   3 weeks ago

Bannon Carlson & Kessel, Inc. is pleased to announce they have joined Leavitt Group’s Northwest office. Leavitt Group is one of the largest privately-held insurance brokerages in the nation. Brad Bannon and Mark Hanks, the agency co-owners, along with Dan Delorenzo, vice president, will continue to service clients from their existing location.

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Leavitt Group’s Sturgis Office Receives Service Business of the Year Award

Sturgis-Chamber-Service-Business-Award

By   1 month ago

Leavitt Group’s Sturgis location was recently awarded “Service Business of the Year” by the Sturgis Area Chamber of Commerce and Visitor Bureau at their annual banquet and awards ceremony.

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Paul Carpenter Joins Leavitt Group in Oregon

Paul_Carpenter

By   2 months ago

Leavitt Group is pleased to announce Paul Carpenter has joined their Portland office specializing in commercial insurance.

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Archibald Insurance Center Volunteers Help Four Paws Pet Adoptions

Four-Paws

By   2 months ago

Archibald Insurance Center, a Leavitt Group affiliate, was recently recognized with the “Make More Happen Award” by Safeco Insurance for their volunteer work at Four Paws Pet Adoptions.

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Newsletters View All →

Kicking Off a Safe Start to Summer

Safe-Summer

By   4 weeks ago

With the summer season right around the corner, there are a lot of fun activities and projects to look forward to. From yardwork, to backyard barbecues, to a few trips to the lake, a little preparation can go a long way in preventing accident and injury. We’ve put together a few tips to help keep […]

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Preventing Slips, Trips, and Falls in the Workplace

Slips and Falls

By   2 months ago

Slips, trips, and falls in the workplace are a serious matter, yet most can actually be prevented. The results of these incidents can range from minor injuries requiring no medical attention to significant disability and even death.

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Supporting Employees in Achieving Work-Life Balance

employees-2

By   3 months ago

According to the American Psychological Association, workers regularly report work-life balance as the main reason they will stay in a job. As an employer, there are a variety of programs and benefits you can make available to support employees in achieving a healthy work-life balance. Flexible Hours Allowing employees to work flexible schedules is a […]

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After an Automobile Accident

car-accident_3

By   4 months ago

Knowing what to do in a car accident can help reduce injuries, save lives, and ultimately simplify the claims process.

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What You Need to Know About Directors and Officers Insurance

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By   5 months ago

On average, there are 1,285 claims made per year against directors and officers. It is not uncommon for this type of claim to end up costing millions of dollars.  The average overall cost of D&O claims in 2013 was over $51 million. These claims are not limited to large, publicly-owned organizations. Businesses and organizations of […]

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Enhance Your Group Benefits Plan with Long-Term Care Insurance

group benefits

By   6 months ago

Long-term care (LTC) insurance is an option employers can include with their group health plan to provide additional benefits for their employees, which helps both employers and their workforce. What Does LTC Insurance Cover? Long-term care (LTC) insurance is different from traditional health insurance in that it covers long-term services and support.  This coverage provides […]

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New Car vs. Old Car Insurance Coverage

New Car vs. Old Car Insurance Coverage

By   7 months ago

Many people believe newer cars should have full coverage car insurance, but older cars a liability-only policy is sufficient. The decision really comes down to a single question: If your car is damaged or totaled, are you prepared to pay the entire cost to repair or replace it?

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Getting Past Disasters with Business Interruption Insurance

Getting past disasters with business interruption insurance

By   8 months ago

Business interruption insurance is a special type of catastrophic coverage for company owners, a stopgap measure to keep businesses afloat in the aftermath of a physical disaster. It covers lost profits, operating costs (including payroll), and additional expenses that would otherwise put a company out of business.

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