Health Care Reform View All →

Affordable Care Act: Tracking Information Overview

capitol_web

By   5 days ago

Affordable Care Act: Tracking Information Overview for Information Reporting provisions & Employer Shared Responsibility provisions There are two separate provisions under the Affordable Care Act (ACA) that require a large employer (at least 50 full-time employees and full-time employee equivalents) to track monthly information about the health benefits they offer: Employer Shared Responsibility  (“Employer Mandate”) Information […]

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EHB Benchmark Plans: HHS Issues Updated List

health and human services

By   2 weeks ago

HHS (CCIIO) issued a New list – April 8, 2015—of the largest 3 small group insurance products by state

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California SB 128: End-of-Life Option Act

california cal/OSHA

By   3 weeks ago

California Senate Bill 128 – the End-of-Life Option Act – would allow a terminally ill, mentally competent adult to request a prescription for aid-in-dying medication, which the patient can self-administer when they choose.  An individual has a “terminal illness” if he or she has a medical diagnosis that the illness is expected to result in […]

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Recent Benefits News: January – March 15th

US Capitol Building

By   1 month ago

A summary of guidance issued in January, February and the first half of March 2015 on Health Care Reform and other benefits topics.

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Reminder: CA Paid Sick Leave (AB 1522) is Effective July 1st

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By   1 month ago

AB 1522 —the Healthy Workplaces, Healthy Families Act of 2014—will provide California employees up to three days of paid sick leave per year. It is effective July 1, 2015. This article provides a quick summary of
AB 1522 provisions and addresses questions we have received from clients in the past two months.

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HHS Benefit and Payment Parameters for 2016: Items of Interest

health and human services

By   1 month ago

On February 20, 2015, HHS issued its final Notice of Benefit and Payment Parameters for 2016. This article highlights some items that may be of interest to group health plan sponsors, such as the transitional reinsurance fee for 2016, the out-of-pocket maximums for non-HDHP group health plans, and various Rx rules on health insurance issuers.

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King v Burwell: ACA Round 2 at the US Supreme Court

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By   2 months ago

The federal Affordable Care Act went before the Supreme Court again yesterday (March 4th). The case was King v Burwell. The issue before the court yesterday was whether the IRS, in issuing regulations allowing tax credit subsidies in the federal exchange, had properly interpreted four words in the ACA: “established by the state.”

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No Penalties through June 30, 2015 for Premium Reimbursement Plans of Small Employers

US-capital-building

By   2 months ago

In the past two years the IRS, DOL, and HHS have issued three FAQs and one Notice stating and reiterating their position that “employer payment plans” are prohibited because they fail to comply with certain Affordable Care Act (ACA) market reforms.  On February 18, 2015, the IRS issued Notice 2015-17, which again reiterates this position, […]

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Publications View All →

The Case for Cyber Liability Insurance

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By   4 weeks ago

Cyber liability insurance (more accurately called information security and privacy liability insurance) is rated based on the amount of information at risk – number and size of records, nature of records, type of business or service provided, and revenue.

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Evolution of the Affordable Care Act

capitol_web

By   2 months ago

The Affordable Care Act, also known as Obamacare, will likely undergo a few changes in the coming year or two. The shape of the law as it evolves is starting to come into focus with Congress now under Republican control. Though some change can be expected, so far it looks like the bulk of the […]

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Heat Illness Changes Approved by Cal-OSHA Standards Board

Sun_Workers_Shade

By   2 months ago

Over the objections of employer groups and applause from labor representatives, the Cal-OSHA Standards Board approved major revisions to the state’s heat illness prevention standard. Executive Officer Marley Hart said the board would request an early effective date for the revisions from the Office of Administrative Law – April 1 instead of July 1. That […]

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Happier Workers, Healthier Workplaces

Happier Workers, Healthier Workplaces

By   2 months ago

Vacation time is critical to the health and well-being of workers. Studies show that vacations and other leisure time create happier workers and decreased depression, promote lower blood pressure and healthy body weights. Taking regular vacations helps boost creativity and recharge the desire to be productive. In spite of this, over 30 percent of Americans don’t use their vacation days each year.

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Dave Ramsey’s Most Popular Money-Saving Tip

Money-Saving Tip

By   2 months ago

Famous for his common-sense financial advice, Dave Ramsey’s message resonates with thrifty Americans. He recently mentioned his “Most Popular Money-Saving Tip” — the single most important piece of information he’s shared with his listeners. And it’s something we’ve been saying for decades.

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How Summer Heat Affects Your Vehicle

Summer Driving

By   2 months ago

Much is said every year about winter driving conditions and how cold weather affects a vehicle’s performance. But summer heat can also wreak havoc on a vehicle and its function. The warm weather, hot roads, extended trips, and dry air combine to create a hostile work environment for your car. Here are a few things to consider as you hit the road during those hot summer months.

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Carbon Monoxide Detectors

Carbon Monoxide Detectors

By   2 months ago

Most people understand the importance of having smoke detectors throughout their house. However, many people haven’t taken the time to buy and install carbon monoxide detectors to protect their family from the odorless, colorless, tasteless killer.

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Preventing Deer-Car Accidents

Preventing Deer-Car Accidents

By   2 months ago

When wild animals venture out onto roadways, bad things tend to happen. About 1.5 million deer-vehicle accidents occur each year in the United States, causing about 10,000 personal injuries (to people) and about $1 billion in damage to vehicles. The best solution is to take some commonsense precautions to help prevent deer-car accidents.

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Press Releases View All →

Leavitt Group’s Sturgis Office Receives Service Business of the Year Award

Sturgis-Chamber-Service-Business-Award

By   3 days ago

Leavitt Group’s Sturgis location was recently awarded “Service Business of the Year” by the Sturgis Area Chamber of Commerce and Visitor Bureau at their annual banquet and awards ceremony.

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Paul Carpenter Joins Leavitt Group in Oregon

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By   2 weeks ago

Leavitt Group is pleased to announce Paul Carpenter has joined their Portland office specializing in commercial insurance.

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Archibald Insurance Center Volunteers Help Four Paws Pet Adoptions

Four-Paws

By   2 weeks ago

Archibald Insurance Center, a Leavitt Group affiliate, was recently recognized with the “Make More Happen Award” by Safeco Insurance for their volunteer work at Four Paws Pet Adoptions.

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Nasburg and Huggins Insurance Agencies merge and affiliate with Leavitt Group

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By   3 weeks ago

Nasburg & Company Insurance and Huggins Insurance, both of Coos Bay, merged on March 31 to become Nasburg Huggins Insurance, and at the same time entered into an affiliation with Leavitt Group, one of the largest insurance brokerages in the nation.

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Deckart Awarded “Industry Leader of the Year” in Idaho

micah-deckhart

By   1 month ago

Leavitt Group of Boise is pleased to announce that Micah Deckart, commercial account executive for the agency, has been recognized as “Industry Leader of the Year” by Boise Insurance Professionals.

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Haderlie Receives Silver Beaver Award

Craig_Haderlie

By   1 month ago

The Boy Scouts of America recently awarded Craig Haderlie, a producer with Dixie Leavitt Agency in Mesquite, Nevada, with the distinguished Silver Beaver Award, the Arrowhead Honor, and the Commissioner’s Key Award.

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Leavitt Group of Atlanta Packs Food for Starving Children

Hunger_Atlanta_web

By   1 month ago

Leavitt Group of Atlanta employees recently participated in a From Hunger to Hope event where 1,300 volunteers packed over 272,000 meals to be sent to starving children all over the world.

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Archibald Insurance Center Honored by Mutual of Enumclaw

MOE-Pic-award

By   2 months ago

Archibald Insurance Center, a Leavitt Group affiliate, was recently honored by Mutual of Enumclaw with an award for successfully representing their insurance company for forty years.

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Newsletters View All →

Preventing Slips, Trips, and Falls in the Workplace

Slips and Falls

By   4 weeks ago

Slips, trips, and falls in the workplace are a serious matter, yet most can actually be prevented. The results of these incidents can range from minor injuries requiring no medical attention to significant disability and even death.

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Supporting Employees in Achieving Work-Life Balance

employees-2

By   2 months ago

According to the American Psychological Association, workers regularly report work-life balance as the main reason they will stay in a job. As an employer, there are a variety of programs and benefits you can make available to support employees in achieving a healthy work-life balance. Flexible Hours Allowing employees to work flexible schedules is a […]

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After an Automobile Accident

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By   3 months ago

Knowing what to do in a car accident can help reduce injuries, save lives, and ultimately simplify the claims process.

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What You Need to Know About Directors and Officers Insurance

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By   4 months ago

On average, there are 1,285 claims made per year against directors and officers. It is not uncommon for this type of claim to end up costing millions of dollars.  The average overall cost of D&O claims in 2013 was over $51 million. These claims are not limited to large, publicly-owned organizations. Businesses and organizations of […]

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Enhance Your Group Benefits Plan with Long-Term Care Insurance

group benefits

By   5 months ago

Long-term care (LTC) insurance is an option employers can include with their group health plan to provide additional benefits for their employees, which helps both employers and their workforce. What Does LTC Insurance Cover? Long-term care (LTC) insurance is different from traditional health insurance in that it covers long-term services and support.  This coverage provides […]

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New Car vs. Old Car Insurance Coverage

New Car vs. Old Car Insurance Coverage

By   6 months ago

Many people believe newer cars should have full coverage car insurance, but older cars a liability-only policy is sufficient. The decision really comes down to a single question: If your car is damaged or totaled, are you prepared to pay the entire cost to repair or replace it?

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Getting Past Disasters with Business Interruption Insurance

Getting past disasters with business interruption insurance

By   7 months ago

Business interruption insurance is a special type of catastrophic coverage for company owners, a stopgap measure to keep businesses afloat in the aftermath of a physical disaster. It covers lost profits, operating costs (including payroll), and additional expenses that would otherwise put a company out of business.

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The Employee Benefits Broker of the Future

Benefits Broker of the Future

By   8 months ago

Whether in the form of expert advice, special programs, or number-crunching data solutions, many employee benefits brokers and consultants are responding to new market demands with innovative add-on services that help their clients save money while making the most out of the dollars they do spend on their employee health plans.

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