Personal Insurance

Hurricane Preparedness – What You Need To Know

Hurricane Ida 2021 Topographic Map 3D

Hurricane season begins June 1. Take time now to assess your risk level and make any necessary preparations, including reviewing and updating your insurance policies. The NOAA (National Oceanic and Atmospheric Administration) has an online resource center with resources to assist you in preparing for this year’s hurricane season, including the following:

While many of us will not be directly affected by a hurricane in our lifetime, the proactive steps included on this resource center can be helpful in preparing for and recovering from a variety of natural disasters. From understanding your evacuation plan to taking inventory of all your possessions, hurricane preparedness may not only save you time but your life’s attainments as well.

Here is a brief outline of what you can do to prepare for a natural disaster:

Make a Plan

Prepare ahead of time by formulating a simple checklist you and your family can efficiently carry out in order to quickly get to safety. You should know where to meet each other, what to take with you, and where to go once you are all together.

Create a Home Inventory

Take the time to document all of your belongings. If you ever need to file an insurance claim, this will be a vital step in recovering all that was lost.

Check Your Coverage

Acquiring a flood insurance policy may be a good idea due to the storm surges and flooding that often accompany hurricanes and tropical storms. Standard homeowners insurance and renters policies do not cover flood damage. Flood coverage, however, is available in the form of a separate policy from the National Flood Insurance Program.

For further details, click here to view the NOAA hurricane resource center.

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