Employee Benefits Compliance

2017 Limits for HSAs, HDHPs, non-HDHPs and HFSAs

Money-Saving Tip

Here on one handy page are all the limits for HSAs, HDHPs, non-HDHPs and HFSAs for 2017. If you don’t know these acronyms, you probably don’t need this page, but here are the acronyms anyway:

  • HSA – Health Savings Account
  • HDHP – High Deductible Health Plan
  • Non-HDHP – Non-High Deductible Health Plan
  • HFSA – Health Flexible Savings Account
Type of Limit20172016Change
HSA Contribution LimitSelf-only$3,400$3,350$50 increase
Family$6,750$6,750No change
HSA Catch-up Contributions (not subject to adjustment for inflation)Age 55 or older$1,000$1,000No change
HDHP Minimum DeductibleSelf-only$1,300$1,300No change
HDHP Maximum Out-of-pocket Expense Limit (deductibles, copayments and other amounts, but not premiums)Self-only$6,550$6,550No change
Family$13,100$13,100No change
Non-HDHP Maximum Out-of-pocket Expense LimitSelf-only






$300 increase

$600 increase

Health FSA maximum employee pre-tax salary reduction contributionSelf-only or Family$2,600$2,550$50 increase



HSA & HDHP limits are in Code section 223, and 2017 indexed amounts are in Rev. Proc. 2016-28 at https://www.irs.gov/pub/irs-drop/rp-16-28.pdf .

Non-HDHP limits are in the HHS 2017 Notice of Benefit and Payment Parameters – Final Rule (March 8, 2016), at https://www.gpo.gov/fdsys/pkg/FR-2016-03-08/pdf/2016-04439.pdf

HFSA limit is in Rev. Proc 2016-55, section .16, at. https://www.irs.gov/pub/irs-drop/rp-16-55.pdf