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Home Replacement Cost

By   /  April 30, 2015  /  Publications  /  No Comments

Home-Replacement-Cost

“Why is my homeowners dwelling coverage so much higher than what I could sell or even build a new home for.”

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The Case for Cyber Liability Insurance

By   /  March 30, 2015  /  Publications  /  No Comments

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Cyber liability insurance (more accurately called information security and privacy liability insurance) is rated based on the amount of information at risk – number and size of records, nature of records, type of business or service provided, and revenue.

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Evolution of the Affordable Care Act

By   /  February 25, 2015  /  Publications, Uncategorized  /  No Comments

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The Affordable Care Act, also known as Obamacare, will likely undergo a few changes in the coming year or two. The shape of the law as it evolves is starting to come into focus with Congress now under Republican control. Though some change can be expected, so far it looks like the bulk of the […]

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Heat Illness Changes Approved by Cal-OSHA Standards Board

By   /  February 25, 2015  /  Publications  /  No Comments

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Over the objections of employer groups and applause from labor representatives, the Cal-OSHA Standards Board approved major revisions to the state’s heat illness prevention standard. Executive Officer Marley Hart said the board would request an early effective date for the revisions from the Office of Administrative Law – April 1 instead of July 1. That […]

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Happier Workers, Healthier Workplaces

By   /  February 23, 2015  /  Publications  /  No Comments

Happier Workers, Healthier Workplaces

Vacation time is critical to the health and well-being of workers. Studies show that vacations and other leisure time create happier workers and decreased depression, promote lower blood pressure and healthy body weights. Taking regular vacations helps boost creativity and recharge the desire to be productive. In spite of this, over 30 percent of Americans don’t use their vacation days each year.

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Dave Ramsey’s Most Popular Money-Saving Tip

By   /  February 17, 2015  /  Publications  /  No Comments

Money-Saving Tip

Famous for his common-sense financial advice, Dave Ramsey’s message resonates with thrifty Americans. He recently mentioned his “Most Popular Money-Saving Tip” — the single most important piece of information he’s shared with his listeners. And it’s something we’ve been saying for decades.

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How Summer Heat Affects Your Vehicle

By   /  February 17, 2015  /  Publications  /  No Comments

Summer Driving

Much is said every year about winter driving conditions and how cold weather affects a vehicle’s performance. But summer heat can also wreak havoc on a vehicle and its function. The warm weather, hot roads, extended trips, and dry air combine to create a hostile work environment for your car. Here are a few things to consider as you hit the road during those hot summer months.

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Carbon Monoxide Detectors

By   /  February 17, 2015  /  Publications  /  No Comments

Carbon Monoxide Detectors

Most people understand the importance of having smoke detectors throughout their house. However, many people haven’t taken the time to buy and install carbon monoxide detectors to protect their family from the odorless, colorless, tasteless killer.

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Preventing Deer-Car Accidents

By   /  February 17, 2015  /  Publications  /  No Comments

Preventing Deer-Car Accidents

When wild animals venture out onto roadways, bad things tend to happen. About 1.5 million deer-vehicle accidents occur each year in the United States, causing about 10,000 personal injuries (to people) and about $1 billion in damage to vehicles. The best solution is to take some commonsense precautions to help prevent deer-car accidents.

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Spring Cleaning for Your Car

By   /  February 9, 2015  /  Publications  /  No Comments

Spring Cleaning for Your Car

Winter driving isn’t just hard on you—it’s also hard on your car. Besides being subjected to extreme cold temperatures, your vehicle also picks up salt, sand, and debris both inside and out. The cold can affect your paint, your engine, and many of your vehicle’s critical systems. Once the winter months are over and the risk of snow and ice is gone, it’s time to give your car a little tender loving care.

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