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Employee Benefits: Improving Plan Success and Adding Variety with Voluntary Products (Winter 2012)

By   /  November 30, 2012  /  Benefits, Newsletters  /  Comments Off

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Employee benefits can help contribute to increased employee loyalty to your organization.  However, in order for benefits to help build loyalty, these benefits must be well communicated and well understood among employees.  Here are a few suggestions for utilizing effective communication to improve the success of your benefits program: Develop a communications strategy and get […]

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Home Fire Safety

By   /  October 31, 2012  /  Emergency Preparedness, Home & Personal Safety, Homeowners Insurance, Newsletters, Personal Insurance  /  Comments Off

Home Fire Safety

As the weather cools down with the arrival of fall, the risk of residential fires goes up. Heating is the second leading cause of home fires, accounting for 14 percent of all residential fires across the nation. In many cases, these tragic events can be avoided by taking a few simple precautions.

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Life Insurance Basics and Ways to Enhance Your Group Life Insurance Plan (Fall 2012)

By   /  August 31, 2012  /  Benefits, Newsletters  /  Comments Off

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There are many ways to enhance your group life insurance plan to better meet end-of-life needs for your employees.  Making these options available for your employees can provide peace of mind for them and their loved ones. Some of the products and services available include the following: Accidental death and dismemberment (AD&D) – offers insurance […]

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Protecting Your Non-Public Personal Information (NPI)

By   /  July 31, 2012  /  Cyber Safety, Newsletters, Personal Insurance, Privacy & Security  /  Comments Off

Protecting Your Non-Public Personal Information

Taking proactive measures to protect your non-public personal information will help reduce your risk of becoming a victim to identity theft.  The suggestions here can help protect your information. Minimize the amount of non-public personal information you carry in your purse or wallet.  Don’t carry unnecessary credit cards, your Social Security card, or passport unless absolutely […]

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Identity Theft Insurance and Protecting Your Information

By   /  July 31, 2012  /  Cyber Safety, Newsletters, Personal Insurance, Privacy & Security  /  Comments Off

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Identity theft is the fastest-growing crime in the United States. Identity theft occurs when someone uses your personal information (such as your name, Social Security number, or credit card) without your permission. It can disrupt your finances, credit history, and reputation. Restoring your identity and good name is a difficult, expensive, and time-consuming process.

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Avoiding Heat Illness at Work

By   /  June 29, 2012  /  Business Insurance, Healthy Workers, Newsletters, OSHA, Workers Compensation, Workplace Safety  /  Comments Off

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Though we often think of heat illnesses being a threat for employees who work outdoors, heat-related health problems can also occur among employees in indoor environments. The risk of developing these problems can be reduced and even prevented by keeping the work environment cool and employing safe work practices. Here are a few suggestions for […]

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Being a Wise Consumer of Health Care and Keeping Health Care Costs Low (Summer 2012)

By   /  May 31, 2012  /  Benefits, Newsletters  /  Comments Off

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Many businesses are faced with the issue of how to keep health insurance premiums low while still offering a good health insurance program for their employees.  As health care costs continue to increase, this problem will only become more prevalent. One of the ways you can keep your premiums low while still offering significant options […]

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Return to Work Programs (Spring 2012)

By   /  March 30, 2012  /  Business Insurance, Newsletters, OSHA, Workers Compensation  /  Comments Off

Implementing a return to work program for your company will result in benefits to both your company and your employees. The following is a brief outline of some of the benefits of an effectively implemented return to work program.

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Voluntary Benefit Trends and Utilizing Employee Focus Groups (Spring 2012)

By   /  February 29, 2012  /  Benefits, Newsletters  /  Comments Off

As benefit costs are shifted to employees, voluntary benefits can be a source of additional coverage for employees.  The following is a summary of key trends in 2012 in the voluntary benefits industry: Increase in voluntary benefits sales.  As employees are bearing more of the burden of health care costs voluntary benefit sales are increasing.  […]

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Preventing Seasonal Affective Disorder and Helping Employees Stay Fit During Winter (Winter 2011)

By   /  November 30, 2011  /  Benefits, Newsletters  /  Comments Off

Seasonal affective disorder (SAD) is a recurring depression that affects individuals during the colder winter months and then recedes during spring and summer.  Symptoms include difficulty concentrating, low energy and fatigue, a decreased interest in daily activities, moodiness, irritability, and need for increased sleep. The exact cause of SAD is unknown, but it is suspected […]

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