Benefits, Health Care Reform, HRAs & HSAs

2017 Limits for HSAs, HDHPs, non-HDHPs and HFSAs

Money-Saving Tip

Here on one handy page are all the limits for HSAs, HDHPs, non-HDHPs and HFSAs for 2017. If you don’t know these acronyms, you probably don’t need this page, but here are the acronyms anyway:

  • HSA – Health Savings Account
  • HDHP – High Deductible Health Plan
  • Non-HDHP – Non-High Deductible Health Plan
  • HFSA – Health Flexible Savings Account
Type of Limit 2017 2016 Change
HSA Contribution Limit Self-only $3,400 $3,350 $50 increase
Family $6,750 $6,750 No change
HSA Catch-up Contributions (not subject to adjustment for inflation) Age 55 or older $1,000 $1,000 No change
HDHP Minimum Deductible Self-only $1,300 $1,300 No change
Family $2,600 $2,600
HDHP Maximum Out-of-pocket Expense Limit (deductibles, copayments and other amounts, but not premiums) Self-only $6,550 $6,550 No change
Family $13,100 $13,100 No change
Non-HDHP Maximum Out-of-pocket Expense Limit Self-only

Family

$7,150

$14,300

$6,850

$13,700

$300 increase

$600 increase

Health FSA maximum employee pre-tax salary reduction contribution Self-only or Family $2,600 $2,550 $50 increase

 

Cites

HSA & HDHP limits are in Code section 223, and 2017 indexed amounts are in Rev. Proc. 2016-28 at https://www.irs.gov/pub/irs-drop/rp-16-28.pdf .

Non-HDHP limits are in the HHS 2017 Notice of Benefit and Payment Parameters – Final Rule (March 8, 2016), at https://www.gpo.gov/fdsys/pkg/FR-2016-03-08/pdf/2016-04439.pdf

HFSA limit is in Rev. Proc 2016-55, section .16, at. https://www.irs.gov/pub/irs-drop/rp-16-55.pdf

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